Boston — Kelly & Associates Injury Lawyers has unveiled a comprehensive guide to car accident claims to help injured victims know what to do in the aftermath of a wreck.

The personal injury law firm’s Ultimate Guide to Your Car Accident Claim provides vital information to help people obtain maximum compensation for their injuries and avoid insurance disputes.

“Insurance companies can make it very difficult for injured people to get the compensation that they are entitled to after an auto accident,” says attorney Michael D. Kelly. “Whether it is by denying a claim directly or diminishing the extent of a victim’s injuries, it can be very challenging to have a claim handled fairly.”

“The key is for accident victims to start protecting themselves as soon as possible after a wreck,” adds Kelly.

In an easy-to-read format, the guide explains about the importance of calling the police after an accident — something that many Massachusetts motorists fail to do.

“An accident report is the beginning of a paper trail that details the circumstances of the wreck, who was involved, what the scene looked like, and whether there were apparent injuries,” says Kelly. “These details can be very important to insurers, especially if other involved parties change their stories.”

The ebook reviews common tactics that insurance adjusters use to shortchange car accident victims, such as making a speedy settlement offer and advising victims that identical claims have settled for less.

It also emphasizes that motorists should never admit fault for an accident, even if they think they are responsible for the accident.

“It’s common courtesy for people to apologize in our culture, but when it comes to car accidents, saying ‘I’m sorry’ can actually hurt your claim,” says Kelly. “It’s better to stick to the facts rather than speculate.”

The guide also explains the Personal Injury Protection (PIP) provision on all Massachusetts auto policies and about the state’s no-fault law, which means that a car accident victim’s medical expenses and a portion of their lost wages are covered by their own insurance company regardless of who was at fault for the crash.
Most importantly, the ebook stresses the importance of contacting an experienced Boston car accident lawyer to make sure that a car accident claim isn’t mishandled.

“A lawyer is an essential advocate for anyone injured in a car accident,” explains Kelly. “An attorney can handle all communications with insurance companies, collect necessary evidence, and investigate every aspect of the case to make sure that victims receive full and fair compensation.”

SOURCE: The News Front [Link]